Toll Services: Final notice. You have an unpaid toll balance of $8.40. Pay within 12 hours to avoid a $50 late fee: https://toll-pay-notice.top/pay
How it works
- A text arrives about a parcel that “could not be delivered”, or a toll you “forgot to pay”. It was sent to thousands of numbers at once.
- The link opens a page that copies a real carrier or toll operator.
- The page asks for a small amount: a redelivery fee, an “outstanding balance”. It wants your card number, and often the code your bank texts you.
- The card details are used straight away, or sold. Some victims then get a call from a “bank” offering to help.
The tells
- You weren’t expecting a parcel, or you haven’t driven on that road.
- The link’s domain is not the company’s own domain. Look at what comes right before the first single slash.
- A deadline measured in hours, and a late fee that grows.
- It comes from an ordinary mobile number or an email-to-text address, not from a short code you recognise.
What the numbers say
The FTC reported that fake delivery notices were the most reported kind of text scam in 2024, and that people reported losing $470 million to text scams that year, more than five times the 2020 figure. Most fraud is never reported, so the real cost is higher.
What to do
- Don’t open the link. Check your orders in the shop’s own app or website, or look up the toll account on the operator’s official site.
- Forward the text to 7726 (it spells SPAM, and works with most carriers in the US, UK and Canada), then delete it.
- If you already entered card details: call your card provider now using the number on the card, and ask for a replacement.
- If you entered a password anywhere: change it, and change it anywhere else you used it.
Sources
FTC Data Spotlight on text scams (April 2025).
Where to report it
Anywhere in the world
- Your bank or card provider. First, if money or card details are involved. Use the number on your card.
- The platform where it happened. Use its “Report” button: the marketplace, the messaging app, the social network.
- Your local police. If you’ve lost money, and for a reference number your bank may ask for.
- Your national fraud or consumer-protection agency. Search for it by country; use a government address (.gov or the equivalent).
United States
- Report to the FTC — The Federal Trade Commission’s fraud reporting site.
- Report internet-enabled crime to the FBI (IC3) — File even if you’re unsure it qualifies. IC3 will never contact you to ask for money.
- Forward scam texts to 7726 (SPAM) — Free with most carriers.
Links last checked 2026-10-12.
United Kingdom
- Forward suspicious emails to report@phishing.gov.uk — Handled by the National Cyber Security Centre.
- Forward suspicious texts to 7726 — Free. Your mobile provider receives the report.
- Report Fraud (England and Wales) — If you’ve lost money or been hacked. Phone 0300 123 2040.
Links last checked 2026-10-12.
Canada
- Canadian Anti-Fraud Centre — Use its “Report fraud” page.
- Forward scam texts to 7726 — Free with most carriers.
Links last checked 2026-10-12.
Australia
- Scamwatch — Run by the national consumer regulator.
Links last checked 2026-10-12.