Field guide · No. 02 · WhatsApp · SMS · Social

Task and "rate products" job scams

The tell: A job that pays you to click, rate or "optimise", until you're asked to pay in to keep going.

Hi, I'm Emma from Talent Hub. We saw your profile and have a part-time position: complete 40 simple product-rating tasks a day and earn $200-$500 daily. No experience needed. Add our manager on WhatsApp to start. Salary is paid in USDT.

Check this example

How it works

  1. A message offers flexible, well-paid, no-experience work: rating products, boosting apps, “optimising” hotel listings.
  2. You’re moved to a chat app and onto a slick “work platform”. The first few tasks pay out small sums, which you can really withdraw. That builds trust.
  3. Then the tasks change. A “lucky order” or “merged order” puts your balance negative, and you must top it up to continue and to withdraw anything.
  4. Each top-up is followed by another reason to pay more. The money goes to a crypto wallet. It never comes back.

The tells

  • You were contacted first, about a job you didn’t apply for.
  • Pay is high for work that needs no skill.
  • You’re asked to deposit, “top up” or “recharge” anything to continue.
  • Salary or deposits in crypto, or a group chat full of “colleagues” showing earnings.

What the numbers say

The FTC says “task scams” took off in 2024 and that fake job offers were the second-largest category of text scam that year. Victims who paid to unlock their earnings reported that they never got the money back.

What to do

  • Stop. Don’t deposit anything, however much “you’ve already earned”.
  • Don’t try to win it back by paying one more time. That’s how the loss grows.
  • Save the chat and the wallet address, then report it to your national fraud agency and to the platform where it started.
  • If you used your bank card or bank transfer, contact your bank straight away.

The rule: a real employer pays you. It never asks you to pay in.

Where to report it

Anywhere in the world
  • Your bank or card provider. First, if money or card details are involved. Use the number on your card.
  • The platform where it happened. Use its “Report” button: the marketplace, the messaging app, the social network.
  • Your local police. If you’ve lost money, and for a reference number your bank may ask for.
  • Your national fraud or consumer-protection agency. Search for it by country; use a government address (.gov or the equivalent).
United States

Links last checked 2026-10-12.

United Kingdom
  • Forward suspicious emails to report@phishing.gov.uk — Handled by the National Cyber Security Centre.
  • Forward suspicious texts to 7726 — Free. Your mobile provider receives the report.
  • Report Fraud (England and Wales) — If you’ve lost money or been hacked. Phone 0300 123 2040.

Links last checked 2026-10-12.

Canada

Links last checked 2026-10-12.

Australia
  • Scamwatch — Run by the national consumer regulator.

Links last checked 2026-10-12.